Cincinnati Financial, formed in 1968, stands among the nation’s top 25 property casualty insurer groups, based on 2013 net written premiums. The Cincinnati Insurance Company, which itself has four insurance subsidiaries and is rated A+ (superior) by AM Best.
Four independent agents formed The Cincinnati Insurance Company in 1950; their commitment to the independent agency system became the core strength and continues as the most important competitive advantage. The mission places independent agents at the center of their identity, recognizing that locally based agents have the relationships that lead to satisfied, loyal policyholders and profitable business. This approach has produced above average profitability and growth and allows for better claims paying ability and financial protection for the agent's customers.
The Cincinnati Insurance Companies continuously strengthen service by offering policyholders a strong local presence, unparalleled claim service, work-saving technology initiatives and competitive products, rates and in some cases a three year premium rate guarantee.
The Cincinnati Specialty Underwriters Insurance Company (CSU) is now rated A+ (Superior) by A.M. Best. Only 12 percent of insurance carriers have an A+ or better rating. This signifies our superior ability to meet ongoing insurance obligations. Our unique business model, focused on being the best company serving independent agents, has enabled us to attain this significant milestone.
Cincinnati Financial Corporation was awarded in April 2014 the distinction of one of the 50 most trustworthy financial corporations in America and continuously receives awards and recognition for being a company that is fair and efficient in claim's payments.