Do you need a better Business Insurance Package?
Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in Western North Carolina area and throughout the state of NC.
At The L.N. Davis Company, we can design a specialized package according to your property, liability, and casualty needs.
We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.
Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. So give us a call today or fill out one of our free online quote forms.
Commercial Package Policy vs. Business Owners Policy (BOP)
Think of a Commercial Package Policy as an a la carte buffet. You may pick and choose which items you want. Conversely, a BOP is designed for specific customers in mind and provides both property and liability coverages.
In contrast, a BOP policy is much like a stereo-in-a-box. All of the pieces you need come pre-packaged.
Business Insurance Products We Help With
- Builders’ Risk
- Business Owners Packages (BOP)
- Commercial General Liability
- Commercial Property Coverage
- Crime Coverage
- Cyber Liability
- Directors and Officers Insurance (D&O)
- Employment Practice Liability Insurance (EPLI)
- Garage Liability/Dealers Blanket
- Garagekeepers Insurance
- Inland Marine
- Liquor Liability
- Motor Cargo
- Pollution Liability
- Professional Liability
- Spoilage and Food Contamination
Some Types Of Business Our Agency Specializes In:
- Auto Body Shops and Dealerships
- Agritourism
- Beauticians and Barbers
- Campgrounds
- Churches
- Condominium and Townhome Unit Owners Associations
- Contractors (Both Artisan and General Contractors)
- Dentists
- Estheticians
- Family Medicine
- Landscapers
- Nail Salons
- Nonprofit Organizations
- Optometrist and Ophthalmologists
- Plumbers, Electricians, HVAC
- Professional Services
- Property Management
- Restaurants
- Retail Stores
- Special Events Insurance
How To Get Started With Your Business Insurance Comparison
No two businesses are the same, so it’s important to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.
To get started, call our office or complete the form below: