Your farm is more than a business. It’s a livelihood, a legacy, and a way of life. And like any business, it comes with risks that can put everything you’ve worked for on the line. One accident, one lawsuit, one unexpected loss — and the costs can add up fast.
Farm Liability Insurance is designed to protect farm owners like you from the financial impact of property damage claims and bodily injury lawsuits. Whether the incident happens on your land, on property you rent or lease, or out on the road when your equipment is moving between jobs, you’re covered.
What Farm Insurance Covers
Premises Liability Accidents happen — a visitor slips on an icy walkway, trips on uneven ground, or gets hurt somewhere on your property. Premises liability covers the cost of property damage or injury caused by the physical condition of your farm.
Operations Liability Your farm doesn’t stop at your fence line. If farm machinery causes an incident while traveling on a public roadway or operating off your property, operations liability has you covered.
Medical Payments to Others If an employee or guest is injured on your farm, this coverage helps take care of their medical costs — keeping you out of a costly legal dispute and doing right by the people around you.
Acts of Animals Animals are unpredictable. If your livestock injures someone or a vehicle collides with your animals, this coverage helps pay for medical expenses and vehicle repairs before a small incident becomes a major financial headache.
Every Farm Is Different — So Is Your Coverage
No two farms operate the same way, and your insurance shouldn’t be one-size-fits-all. The L.N. Davis Company will work with you to build a farm liability solution tailored to the specific risks you face — so you’re not paying for what you don’t need, and never caught short when something goes wrong.
Every Farm Is Different — So Is Your Coverage
No two farms operate the same way, and your insurance shouldn’t be one-size-fits-all. The L.N. Davis Company will work with you to build a farm liability solution tailored to the specific risks you face — so you’re not paying for what you don’t need, and never caught short when something goes wrong.
How To Get Started On Your Quote
To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!